The Home must qualify for USDA too!
For USDA loans, not only does the buyer need to qualify, but also the specific property needs to qualify for the loan. For the buyer to qualify they will need to have their income evaluated to be sure they are qualified under the income limits for their specific area and family. For the home/area to be qualified, the address will need to be looked up (I can do that for you) to be sure it shows as eligible under USDA’s eligibility criteria. There are certain things that USDA will not approve such as manufactured / mobile homes and in-ground swimming pools. Call me today to see if you or a particular property qualifies for a USDA Guaranteed Home Loan.