There have been many times where a property is located in an area not normally eligible but is, as it can be as little as 500 feet from the allowed city limit, and still be fine for USDA’s 100% – Zero Down home loans. In the past few years, there were cities that were going to be taken off the eligibility map but the Governing parties decided to keep expanded areas and allow for higher per-capita census numbers. A Realtor does not necessarily know if a home is eligible, so please call us; we are the specialists who can help navigate the complex issues of eligibility areas and determine which homes are eligible for USDA No-down payment financing.
